Maximize Your Financial Recovery After An Auto Accident

The Easiest Way To Maximize Your Financial Recovery After An Automobile Accident

What happens when a car trip you’ve taken dozens of times in the past leads to an accident? The steps you take after a car crash can make a huge difference in the amount of settlement you receive. Would you know exactly what steps to take following a car crash? If you’ve been the victim of an automobile accident in Oklahoma, you might be surprised at the amount of paperwork involved in filing a claim. An attorney experienced in Oklahoma law is more than a good idea – it’s an absolute necessity. Here’s why.

Police Reports, insurance paperwork, medical billing and paperwork, and potential court filings. These a just a few of the crucial documents you’ll wade through if you handle your claim on your own. The recovery process following a car accident can be long and complex for ordinary citizens. The process is much faster and smoother when an expert attorney handles your claim on your behalf. Additionally, insurance companies tend to deal with lawyers differently than they deal with laypersons.

If the insurance company tries to completely shirk their responsibility, you may need to seek financial relief through the court. When you hire an attorney to pursue your claim, you’re more likely to avoid the court system altogether. If you do end up in court, an attorney has staff and resources at his disposal. Filing a compensation claim after an automobile accident means mountains of paperwork. It also means tracking down witnesses, negotiating with doctors and hospitals, and insurance agents and adjusters. Sadly, when you choose to handle an automobile accident on your own, an insurance agent is far more likely to lowball your claim. A skilled attorney is capable of obtaining a larger settlement than you can negotiate on your own. They understand all the legalities involved and can obtain necessary paperwork in short order.

Additional Reasons To Work With An Experienced Automobile Accident Attorney

There are three recovery options available to you in the event of an automobile accident.

  1. File a claim with the at-fault driver’s insurance carrier
  2. File a claim with your own insurance carrier
  3. File a lawsuit against the at-fault driver

An attorney has a working knowledge of Oklahoma law that insurance companies are aware of. An insurance agent might place papers full of legal jargon in front of you. In exchange for signing away your full rights, they will offer you a paltry sum. An attorney, on the other hand, has the expertise to carefully scrutinize any insurance paperwork. Only when they are certain any financial award offered to you is fair will they request your signature.

Another good reason to hire an Oklahoma attorney is because of their vast assortment of legal and investigative resources. They can help you quickly recover accident scene photos and results of blood or breath tests for the at-fault driver. An attorney is aware of statutory and procedural rules that must be met. Failure to meet these important legal benchmarks might limit the scope of your claim. Allowing an attorney to pursue your legal recourse also allows you to concentrate on getting well.

When Is The Best Time To Call An Attorney For Help Following An Automobile Accident?

The best time to identify the right attorney for you is as soon as possible. Finding a lawyer sooner rather than later greatly reduces the time between the automobile accident and financial recovery. Of course, the very first thing you should do is seek immediate medical attention for yourself and anyone else injured in the accident. After you’ve gotten the medical care you need, hiring an attorney is an important next step. The sooner a lawyer steps in on your behalf, the sooner you can put your mind at ease and focus on healing. If possible, try to talk with an attorney before talking with an insurance agent.

While most drivers know insurance is mandatory, they may be unaware of the minimum insurance requirements available to them under Oklahoma law. Insurance is in place for a reason – to protect you and to fully compensate you in the event of an automobile accident. Where those minimums come into play may require expert clarification from a lawyer.

Although, all drivers are required to have insurance, the insurance carrier of the at-fault driver is responsible for paying the claims of the injured drivers, passengers, or pedestrians. An experienced attorney can help you negotiate policy minimums and maximums that put the most dollars in your pocket, including paying medical bills and reimbursing you for missed days of work. Additionally, if the at-fault driver’s insurance has policy limits, an attorney can help you receive additional recovery funds from your own insurance policy if you carry uninsured or underinsured motorist coverage.

If you’re involved in an automobile accident, call on the expertise of Larby & Associates. We carefully explain your rights and advise you on the best course of action. The financial compensation you deserve could be only one phone call away.

Posted Under: Automobile Accidents

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