When accidents happen, people and property often endure physical injuries and damage. You might also suffer a loss of income as the result of an accident. If you’ve paid your premiums faithfully, insurance companies are required to compensate you for those losses. Those losses might include current medical costs, ongoing medical care, property losses, loss of income, or physical damage. The full value of an insurance claim should cover all these losses. Don’t allow insurance companies to pressure you into a settlement or to settle your claim for less than its full value.
What Constitutes Insurance Bad Faith
- Denying a valid claim
- Delaying payments and payouts
- Denial of payouts due to weather damage
- Retroactively canceling an insurance policy
- Offering an unreasonably low settlement amount
- Refusal to pay the full amount of a purchased policy
- Citing a false version of events or event details to avoid rightful compensation
Few legal battles are as frustrating as battling your way through insurance battles. Fighting against the very insurance company you relied on to protect yourself, your family, and your property from catastrophic loss is emotionally draining. Failure to receive the help you paid for and were led to believe you could count on is discouraging.
Sudden, unexpected medical bills. The inability to function in your day-to-day activities. Unexpected income loss. These things are enough to contend with. That frustration and discouragement does not need to be yours. While you’re recovering from an accident or injury, the last thing you want to come face to face with is unethical behavior from your insurance company. Unfortunately, many victims of accidents or damages to their person or property experience this phenomenon of insurance bad faith behavior.
Insurance is designed to prevent disasters from becoming catastrophes. If you’ve been the victim of insurance bad faith, call Larby & Associates. You need an experienced attorney to walk with you through insurance bad faith cases. One who understands the complexities, sometimes deceptive practices, and unethical tactics you’re up against. We go to bat for you against insurance companies. Our goal is to ensure you receive the full limits of your insurance policy and enjoy the peace of mind to which you are entitled.