Insurance Bad Faith
Free Consultation with a Personal Injury Lawyer
Free Consultation with a Personal Injury Lawyer
When you purchase insurance, what you’re really purchasing is peace of mind. When you’re involved in an accident that leads to an insurance claim, you expect to get that peace of mind through prompt attention to your claim and a timely payout. When an insurance company does not equitably and fairly handle your claim, they are acting in what the law terms, insurance bad faith. In those cases, your peace of mind is shattered.
Insurance policies usually contain complex legal language and terms that can be difficult to decipher as a policyholder. When you paid premiums to an insurance company, you entered into a contract that entitles you to certain payments and payouts in the event of an accident. You are entitled have the insurance company do right by you and compensate you for your losses.
When accidents happen, people and property often endure physical injuries and damage. You might also suffer a loss of income as the result of an accident. If you’ve paid your premiums faithfully, insurance companies are required to compensate you for those losses. Those losses might include current medical costs, ongoing medical care, property losses, loss of income, or physical damage. The full value of an insurance claim should cover all these losses. Don’t allow insurance companies to pressure you into a settlement or to settle your claim for less than its full value.
What Constitutes Insurance Bad Faith
Few legal battles are as frustrating as battling your way through insurance battles. Fighting against the very insurance company you relied on to protect yourself, your family, and your property from catastrophic loss is emotionally draining. Failure to receive the help you paid for and were led to believe you could count on is discouraging.
Sudden, unexpected medical bills. The inability to function in your day-to-day activities. Unexpected income loss. These things are enough to contend with. That frustration and discouragement does not need to be yours. While you’re recovering from an accident or injury, the last thing you want to come face to face with is unethical behavior from your insurance company. Unfortunately, many victims of accidents or damages to their person or property experience this phenomenon of insurance bad faith behavior.
Insurance is designed to prevent disasters from becoming catastrophes. If you’ve been the victim of insurance bad faith, call Larby & Associates. You need an experienced attorney to walk with you through insurance bad faith cases. One who understands the complexities, sometimes deceptive practices, and unethical tactics you’re up against. We go to bat for you against insurance companies. Our goal is to ensure you receive the full limits of your insurance policy and enjoy the peace of mind to which you are entitled.
For more than a DECADE, we’ve helped our clients overcome the challenges and suffering created by avoidable injuries and accidents. Our extensive knowledge of Oklahoma law means we hold the highest possible ratings and elite memberships from leading professional organizations. Learn more About us »
